Terms of Use
Last Updated: 8 November 2025
1. Agreement to Terms
By accessing and using APTradeAction ("the Service," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the Service.
2. Description of Service
APTradeAction provides online educational content, courses, and resources related to price action trading and financial market analysis. Our Service is strictly educational and does not constitute financial advice.3. User Accounts
Registration:
You must provide accurate and complete information
You are responsible for maintaining account security
You must be at least 18 years old to create an account
One account per person unless authorized otherwise
Account Security:
You are responsible for all activity under your account
Notify us immediately of any unauthorized access
Do not share your login credentials with others
4. Acceptable Use
You Agree To:
Use the Service for personal educational purposes
Respect intellectual property rights
Engage respectfully in community spaces
Comply with all applicable laws
You Agree NOT To:
Share course materials or account access with others
Record, reproduce, or redistribute course content
Use the Service for any illegal purposes
Engage in harassment or abusive behavior
Attempt to access restricted areas of the platform
Use automated systems (bots) to access the Service
5. Intellectual Property
Our Content: All content, including videos, PDFs, templates, and text, is owned by APTradeAction and protected by copyright laws.
Limited License: We grant you a personal, non-transferable, non-exclusive license to access and use course materials for your personal education only.
Restrictions:
No reproduction or distribution of materials
No creation of derivative works
No commercial use of our content
Copyright violations will result in account termination
6. Payment Terms
Pricing:
All prices are in USD unless stated otherwise
Prices are subject to change with notice
Promotional pricing is time-limited
Payment Processing:
Payments processed through secure third-party processors
You authorize us to charge your payment method
Failed payments may result in access suspension
Refund Policy:
30-day money-back guarantee on all courses
Refund requests must be submitted within 30 days
Refunds processed within 10 business days
Partial refunds not available for All-Access Pass
7. Course Access
Lifetime Access:
"Lifetime" means as long as the Service operates
We reserve the right to discontinue courses with notice
Access requires active, non-violated account
Updates:
Course content may be updated or modified
Updates are free for enrolled students
We may retire outdated content
8. Community Guidelines
Respectful Behavior:
Treat all members with respect
No hate speech, harassment, or discrimination
No spam or excessive self-promotion
Stay on-topic in discussions
Consequences:
Violations may result in warnings
Repeated violations lead to account suspension
Severe violations result in immediate termination
9. Disclaimers
Educational Purpose: APTradeAction provides educational content only. We are not:
Financial advisors
Registered investment advisors
Brokers or dealers
Guarantee of trading success
No Guarantees:
Trading involves substantial risk of loss
Past performance doesn't indicate future results
We don't guarantee profits or trading success
Individual results vary
Not Financial Advice: Nothing on our platform constitutes financial, investment, legal, or tax advice. Always consult qualified professionals for such advice.
10. Limitation of Liability
To the maximum extent permitted by law:
We Are Not Liable For:
Any trading losses you incur
Decisions made based on our educational content
Technical issues or service interruptions
Third-party actions or content
Indirect, incidental, or consequential damages
Maximum Liability: Our total liability to you cannot exceed the amount you paid us in the past 12 months.
11. Termination
We May Terminate:
For violation of these Terms
For illegal activity
For abusive behavior
At our discretion with notice
You May Terminate:
By closing your account
Email us at support@aptradeaction.com
Subject to refund policy terms
Upon Termination:
Your access ends immediately
Licenses granted are revoked
Outstanding payments remain due
Certain provisions survive termination
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes become effective upon posting. Continued use of the Service constitutes acceptance of modified Terms.
We'll notify you of material changes via email or platform notification.
13. Governing Law
These Terms are governed by the laws of [State/Country], without regard to conflict of law provisions.
14. Dispute Resolution
Informal Resolution: First, contact us at support@aptradeaction.com to resolve any disputes.
Arbitration: If informal resolution fails, disputes will be resolved through binding arbitration in accordance with [Arbitration Association] rules.
Class Action Waiver: You agree to resolve disputes on an individual basis, not as part of any class or representative action.
15. Contact Information
For questions about these Terms:
Email: legal@aptradeaction.com
Mail: [Physical Address]
Privacy Policy
Last Updated: [Date]
1. Information We Collect
Information You Provide:
Name and email address
Payment information (processed by third parties)
Profile information
Communication preferences
Support inquiries
Automatically Collected:
IP address
Browser type and version
Device information
Pages visited and time spent
Referring website
Cookies and similar technologies
2. How We Use Your Information
We Use Information To:
Provide and maintain the Service
Process transactions
Send course materials and updates
Respond to inquiries
Improve our Service
Send marketing communications (with consent)
Comply with legal obligations
Prevent fraud and abuse
3. Information Sharing
We Do NOT:
Sell your personal information
Rent your data to third parties
Share your information for others' marketing
We MAY Share With:
Service Providers: Payment processors, email services, hosting providers
Legal Requirements: When required by law or to protect rights
Business Transfers: In case of merger or acquisition
With Consent: When you explicitly authorize sharing
4. Data Security
We implement reasonable security measures to protect your information:
Encryption of sensitive data
Secure server infrastructure
Regular security assessments
Access controls and authentication
However, no method of transmission is 100% secure. We cannot guarantee absolute security.
5. Your Rights
You Have the Right To:
Access your personal information
Correct inaccurate information
Request deletion of your data
Object to certain processing
Export your data
Withdraw consent
To Exercise Rights:
Email: privacy@aptradeaction.com
6. Cookies
We use cookies and similar technologies to:
Keep you logged in
Remember preferences
Analyze Service usage
Personalize content
Managing Cookies: You can control cookies through browser settings. Disabling cookies may limit Service functionality.
7. Third-Party Services
Our Service may contain links to third-party websites. We're not responsible for their privacy practices. Review their policies separately.
Third Parties We Use:
Payment processors (Stripe, PayPal)
Email service (Mailchimp, ConvertKit)
Analytics (Google Analytics)
Hosting providers
8. Children's Privacy
Our Service is not intended for children under 18. We don't knowingly collect information from children. If we discover such collection, we'll delete it promptly.
9. International Users
Your information may be transferred to and processed in countries other than your own. By using the Service, you consent to such transfers.
10. Data Retention
We retain your information for as long as:
Your account is active
Needed to provide Services
Required by law
Necessary for legitimate business purposes
11. California Privacy Rights
California residents have additional rights under CCPA:
Right to know what information is collected
Right to delete personal information
Right to opt-out of sale (we don't sell data)
Right to non-discrimination
12. European Privacy Rights
EU residents have rights under GDPR:
Right of access
Right to rectification
Right to erasure
Right to restrict processing
Right to data portability
Right to object
13. Changes to Privacy Policy
We may update this Privacy Policy periodically. We'll notify you of material changes via email or Service notification.
14. Contact Us
For privacy questions:
Email: privacy@aptradeaction.com
Mail: [Physical Address]
Trading Risk Disclaimer
IMPORTANT: READ CAREFULLY
Trading Involves Substantial Risk
Trading in financial markets carries a high level of risk and may not be suitable for all individuals. Before trading, you should carefully consider your:
Investment objectives
Level of experience
Risk tolerance
Financial situation
Possible Loss of Capital
You Can Lose Money Trading:
Losses can exceed your initial investment
Leveraged trading magnifies both gains and losses
Past performance does not guarantee future results
Historical returns are not indicative of future performance
No Guarantees
We Do Not Guarantee:
Profits from trading
Success in applying our strategies
Specific win rates or returns
That our methods will work for you
Educational Purpose Only
APTradeAction provides educational content only. Our courses, materials, and resources:
Are for educational purposes
Do not constitute financial advice
Are not personalized recommendations
Should not be relied upon as the sole basis for trading decisions
Not Financial Advice
We Are NOT:
Financial advisors
Investment advisors
Licensed to provide financial advice
Responsible for your trading decisions
Seek Professional Advice
Before making any trading decisions:
Consult with a qualified financial advisor
Consider your unique circumstances
Understand the risks involved
Never invest more than you can afford to lose
No Warranties
We provide educational content "as is" without warranties of any kind:
We don't warrant accuracy of information
We don't guarantee results
Market conditions change constantly
Strategies that worked historically may not work in the future
Your Responsibility
You Are Responsible For:
Your own trading decisions
Managing your risk
Understanding the markets you trade
Complying with applicable regulations
Your gains and losses
Hypothetical Performance
Any hypothetical performance results:
Have inherent limitations
Don't represent actual trading
May not reflect impact of fees and costs
Are designed with benefit of hindsight
May not be achievable in live trading
Testimonials
Student testimonials on our website:
Represent individual experiences
Are not typical results
Should not be considered guarantees
May not reflect your experience
Market Risk Factors
Understand These Risks:
Market volatility
Liquidity risk
Leverage risk
Technology failures
Slippage and execution risk
Counterparty risk
Regulatory changes
Emotional Impact
Trading can be emotionally challenging:
Losses can cause stress
Gains can lead to overconfidence
Discipline is crucial
Psychological factors affect performance
Time and Effort Required
Successful trading requires:
Significant time investment
Continuous learning
Practice and experience
Emotional discipline
Proper risk management
Regulatory Compliance
You Are Responsible For:
Complying with local regulations
Understanding tax implications
Reporting trading income
Following broker requirements
Meeting licensing requirements (if applicable)
Acknowledgment
By using APTradeAction's services, you acknowledge that:
You have read this disclaimer
You understand the risks of trading
You won't hold us liable for trading losses
You accept full responsibility for your actions
You'll seek professional advice as needed
Refund Policy
Last Updated: [Date]
30-Day Money-Back Guarantee
We offer a 30-day money-back guarantee on all course purchases.
Eligibility Requirements
You May Request a Refund If:
Within 30 days of purchase
You're unsatisfied for any reason
You haven't violated our Terms of Service
Refunds Are NOT Available If:
More than 30 days have passed
You've violated Terms of Service
You've disputed payment with your bank
You're requesting a partial refund on bundles
Refund Process
To Request a Refund:
Email: billing@aptradeaction.com
Include: Order number and reason (optional)
We'll process within 10 business days
Refund to original payment method
Post-Refund
After Refund:
Course access is immediately revoked
You may not re-enroll for 6 months
All materials must be deleted
No partial refunds available
Payment Plan Refunds
For payment plans:
Refund of amounts already paid
Remaining payments cancelled
Pro-rata refunds not available
Non-Refundable Items
The Following Are Non-Refundable:
1-on-1 coaching sessions already conducted
Completed mentorship programs
Physical products shipped
Third-party services
Disputes
Before Disputing: Contact us first at billing@aptradeaction.com. Chargebacks result in:
Immediate account suspension
Potential legal action
Reporting to fraud databases
Contact
Questions about refunds:
Email: billing@aptradeaction.com
Cookie Policy
Last Updated: [Date]
What Are Cookies?
Cookies are small text files stored on your device when you visit our website.
Types of Cookies We Use
Essential Cookies:
Necessary for Service functionality
Enable login and security
Cannot be disabled
Analytics Cookies:
Track how you use the Service
Help us improve user experience
Can be disabled
Preference Cookies:
Remember your settings
Personalize your experience
Can be disabled
Marketing Cookies:
Used for advertising
Track visits across websites
Can be disabled
Managing Cookies
You can control cookies through:
Browser settings
Cookie preference center
Opt-out tools
Disabling cookies may limit functionality.
Third-Party Cookies
Third-party services may set cookies:
Google Analytics
Payment processors
Social media platforms
Contact
Cookie questions:
Email: privacy@aptradeaction.com
For questions about any of these policies, contact us at legal@aptradeaction.com